MONITOR

• Resilogy provides you with early-warning signals of credit deterioration at the borrower level by identifying cashflow stress as it arises.
  
  
• You and your borrowers will be alerted to liquidity problems while there's time to act on them, not weeks or months later.
  
  
• Customize your real-time alerts based on the specific signals you choose and the criteria/rules you define. Your borrowers can do the same for their own alerts.
  
  
• Relevant lender roles: Portfolio Manager, Relationship Manager, Risk Analyst

MITIGATE

• Resilogy provides you with actionable diagnostic signals for mitigating elevated credit risks, along with real-time access to your borrowers' updated 13-week cash forecasts.
  
  
• Resilogy also provides your borrowers with technical assistance in the form of tools, education, and exercises that make risk mitigation a collaborative effort with mutual benefits.
  
  
• Fast mitigation helps your small-business borrowers survive the devastating financial impacts of natural disasters and other disruptive events, and the experience strengthens their financial resilience against future disruptions.
  
  
• Relevant lender roles: Special Assets team, Workout Manager, Technical Assistance team

ADAPT

• Resilogy's signals include continuously updated liquidity benchmarks and trends based on anonymized data gathered across the small-business lending market, because what's "normal" changes over time.
  
  
• These signals provide you with additional context around borrower-specific signals as of a point in time, helping you distinguish idiosyncratic changes in credit quality from systematic changes.
  
  
• Additionally, these signals have implications for adapting your product and technical-assistance strategies over the life of a credit relationship.
  
  
• Relevant lender roles: Chief Credit Officer, Portfolio Manager, Relationship Manager